ABOUT US

Meet Kirsi-Marja Hardy

"I'm a mother, grandmother, and Final Expense Specialist who believes that preparing for the future is one of the most thoughtful gifts we can give our families."

I guide individuals and families prepare for tomorrow with clarity, confidence, and care.

How I Serve Families

Final expense life insurance consultations and quotes

Existing coverage reviews

Funeral readiness assessments

Education about funeral planning resources

My Approach

Personal education, thoughtful guidance, and informed decisions - without pressure.

I help clients understand their insurance options, review existing coverage, identify potential gaps in funeral expense protection, and make informed decisions based on their needs and budgets.

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Kirsi-Marja Hardy is a Final Expense Specialist representing Lincoln Heritage Funeral Advantage.

She helps people just like you explore final expense life insurance and understand available funeral-planning assistance through the Funeral Consumer Guardian Society (FCGS).

My and my affiliates approach is centered on education, personal service, and helping families prepare for the overwhelming day with greater clarity—not pressure.

Planning Is an Act of Love™